Savings, CD's & IRA's

Personal Savings - Deposit Accounts

Statement Savings

Select this account type and gain an easy way to manage and access your Savings Account information. Below is a partial list of account benefits.

Minimum $10 Balance to open account and earn interest
Interest bearing account
Electronic Funds Transfer
Receive monthly statements
Available for Direct Deposit
ATM Card

Access Statement Savings by automated toll-free 24hr TellerPhone Service

Deposits fully insured by FDIC and DIF

You may access your Statement Savings Account with an ATM Card. You may use our network of Automatic Teller Machines, or any other bank's ATM to make withdrawals 24 hours a day, 7 days a week. Statement Savings are limited to six transfers per month by check, draft, or similar devices during the statement cycle. Transfers are counted when posted to the account.

Passbook Savings

The traditional Savings Account.

Minimum $10 Balance to open account and earn interest
Interest bearing account
Available for Direct Deposit
Deposits fully insured by FDIC and DIF

Christmas Clubs

Our interest bearing Christmas Club is the ideal solution to a perennial problem...the holiday cash crunch! You may open an account with as little as $10.00 per week. If you arrange to have your deposit automatically transferred from an existing account, you will earn an extra 1/4% interest on your savings. A $5.00 penalty fee will be assessed to an account that has a withdrawal or is closed before November 1st.

CD's

Certificate of Deposit

Should you have a specific amount of money available for long term financial planning, a Certificate Of Deposit is the type of account that will give you the best yield.

Our current Term Certificate offerings are located on our rates page. Additional information can be obtained from any one of our customer service representatives.

A competitive rate of return
Online banking access to view balances
Deposits fully insured of FDIC and DIF
A substantial penalty is incurred for premature withdrawals of funds.

IRA Services

Is your retirement account working for you? Our IRA's can help you save for a more secure future and may help reduce your current taxes. * This is a simple and easy way to accumulate your nest egg with tax-deferred dollars.

Ask a customer service representative about our rates. The customer service representatives are available to assist with contributions, distributions, rollovers and Custodian/Trustee transfers.

There are maximum contribution limits.

*Please consult your tax advisor before making any tax-related decisions. Income restrictions and qualifying criteria apply for each IRA type.

**We also offer a Lifeline Account for individuals who are 65 years or older and 18 years or younger.