Lending Services

TEST3 - DEC2 - Dec6 - test 2 redis

Our lending team's experience, local knowledge, and commitment help to develop strong customer relationships. Test on 17th Oct-give us a call. Test 123
Change 3-18th Oct - Test from edge

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Residential Mortgage Loans

A home is a wonderful investment. Whether you are purchasing or constructing a new home, refinancing your existing mortgage to pay for college, debt consolidation or other purposes, we will be happy to assist you. We also offer financing up to 97% of your home’s value with Private Mortgage Insurance. We can help tailor a mortgage to fit your financial needs. The Newburyport Bank has been a leader in providing a wide variety of mortgage programs for homeowners and first time homebuyers for years.

Several loan programs provided and serviced by the Newburyport Five Cents Savings Bank include:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Construction Loans
  • Jumbo Loans
  • First Time Home Buyer Programs
  • Home Equity Lines of Credit

Personal Loans

Newburyport Five Cents Savings Bank has all types of personal loans to meet all of your needs. We’ll be happy to help you find the loan that’s right for you.

  • Personal Loan
  • Auto & Boat Loans
  • Passbook Loans
  • Cash Reserve - a convenient overdraft protection for your NOW Account gives you access to a previously established credit line.

Business Loans

Whether you are financing for the purchase of new or existing property, business assets such as furniture, equipment or vehicles or just needing assistance with short term cash flow, the Newburyport Five Cents Savings Bank can help!

  • Commercial Real Estate Mortgages
  • Term & Equipment Loans
  • SBA Loans
  • Lines of Credit.
  • Letters of Credit

What can we do for your business?

To see what we can do for you, give us a call.

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  • Member FDIC
  • Member DIF
  • Equal Housing Lender
  • 63 State Street Newburyport, MA 01950 • Phone: 978-462-3136 • Fax: 978-462-9672 • Routing #211371502