| Below $500.00 Minimum Daily Balance |
| Service Charge (monthly) |
$4.00 |
| Activity Charge (per check) |
$0.20 |
| Minimum Balance to Open Account |
$10.00 |
| Maintenance Fee (monthly) |
$3.00 |
| Maximum of 15 Free Withdrawals per month |
| Any Withdrawals over 15 would incur a $1.00 Charge per Check |
Six Permissible Transfers per Statement Cycle:
Excess Activity Fee (per transaction fee in excess of six) |
$5.00 |
Below $2,500.00 Minimum Daily Balance:
Service Charge (monthly) |
$10.00 |
| Penalty for Early Withdrawal Before Nov. 1st |
$5.00 |
| Account Closed Within 90 Days of Opening |
$25.00 |
| ATM/Debit Card Withdrawal at Foreign Locations |
$1.00 |
| ATM/Debit Card Point of Sale |
$0.25 |
| ATM/Debit Card Replacement Card |
$5.00 |
| Depository Item Returned Unpaid |
$5.00 |
| Abandoned Property Processing File |
$25.00 |
| Levy Fee |
$20.00 |
| Check Printing Cost |
VARIABLE |
| Collection Item - Foreign (Canadian) |
$20.00 |
| Collection Item - Foreign (Non-Canadian) |
$40.00 |
| Insufficient Item Paid* |
$25.00 |
| Insufficient Item Returned* |
$25.00 |
| *Created by check, in-person withdrawal, ATM withdrawal or other electronic means as applicable. |
|
| Insufficient Item on 18/65 Account Paid |
$5.00 |
| Insufficient Item on 18/65 Account Returned |
$5.00 |
| Certified Check |
$3.00 |
| Stop Payment |
$15.00 |
| Bank Check |
$2.00 |
| Lost Passbook Charge |
$10.00 |
| IRA Closeout/Transfer Fee (per plan) |
$25.00 |
| Bank Money Order |
$2.00 |
Research Time (per hour)
(minimum fee) |
$32.00
$8.00 |
| Encoding Checks (per ten) |
$1.00 |
| Imaged Copy of Check (each item) |
$3.00 |
| Wire Transfer (U.S. Dollars) |
$20.00 |
| Wire Transfer (Foreign Currency) |
$40.00 |
| Online Banking: |
No Charge |
| Bill Pay (Unlimited): |
No Charge |
| Bill Pay Returned Item Fee |
$25.00 |
| Bill Pay Stop Payment: |
$22.50 |
| Mobile Text Banking |
No Charge |
| Mobile Web Banking: |
No Charge |
| Inbound Standard Transfer ($0 - $2,000.00) |
No Charge |
| Inbound Standard Transfer ($2,000.01 - $15,000.00) |
$5.00 |
| Outbound Standard Transfer ($0 - $2,000.00) |
$5.00 |
| Outbound Standard Transfer ($2,000.01 - $15,000.00) |
$8.00 |
| Outbound Send Money Transfer |
$5.00 |
| Inbound Premium Transfer ($0 - $2,000.00) |
$10.00 |
| Outbound Premium Transfer ($0 - $2,000.00) |
$10.00 |
| Earnings Credit Allowance (per $100 Average Balance) |
$0.25 |
| Maintenance Fee (monthly) |
$10.00 |
| Deposit Fee (deposits of 10 items or less; & per check over 10 items) |
$0.10 |
| Check Paid |
$0.10 |
| Deposit Item Returned Unpaid |
$10.00 |
| Online Banking |
No Charge |
| Bill Pay ($0.40 per transaction after 10): |
$5.95 |
| Returned Item Fee: |
$25.00 |
| Stop Payment: |
$22.50 |
