Business Checking

We offer Business Checking Accounts to all incorporated and professional customers. If you're a local business person who likes the idea of a "hometown" kind of approach to banking, we encourage you to come in to meet our Commercial Banking Officers. You'll get friendly, professional advice you can bank on!

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Free Small Business Checking

Whether you are a one-person shop or a corporation with many employees, the Newburyport Five Cents Savings Bank has the right account that works for your business.

  • Free Online Banking
  • Free Bill Pay
  • Free ATM/Debit Card
  • Free First order of bank supplied checks
  • No monthly maintenance fee
  • No minimum balance required
  • Surcharge-free withdrawals at SUM & MoneyPass Network ATM's *
  • 200 free items paid or deposited per statement cycle - $.50 each additional item

* Non-SUM and MoneyPass ATM networks may charge a separate fee.

Please reference our Fee Schedule for current business checking account service charges.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyer Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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  • Member FDIC
  • Member DIF
  • Equal Housing Lender
  • 63 State Street Newburyport, MA 01950 • Phone: 978-462-3136 • Fax: 978-462-9672 • Routing #211371502